Terms of Use

1. Acceptance

By accessing jaydahal.com (the “Site”), you agree to these Terms of Use. If you do not agree, please do not use the Site.

2. Informational Purposes Only

This Site is an informational portfolio. Nothing on this Site constitutes:

• Medical advice — do not use this Site to make health or medical decisions
• An offer to sell or solicitation to buy securities — all investment-related references are informational and subject to separate legal agreements
• Legal or financial advice — consult qualified professionals for your specific situation

3. No PHI

Do not submit Protected Health Information (PHI) through this Site. This Site is not a HIPAA-covered entity and is not designed to receive, store, or process PHI.

4. Intellectual Property

All content on this Site — including text, graphics, logos, and code — is the property of Jay Dahal or used with permission. You may not reproduce, distribute, or create derivative works without written consent.

5. Forward-Looking Statements

This Site may contain forward-looking statements about business operations, market opportunities, or financial projections. These are based on current estimates and involve risks and uncertainties. Actual results may differ materially. Past performance is not indicative of future results.

6. Limitation of Liability

To the fullest extent permitted by law, Jay Dahal and affiliated companies are not liable for any indirect, incidental, or consequential damages arising from use of or reliance on this Site.

7. Governing Law

These terms are governed by the laws of the State of Texas, without regard to conflict-of-law provisions.

8. Changes

We reserve the right to modify these Terms at any time. Continued use of the Site after changes constitutes acceptance.

9. Contact

Questions: legal@jaydahal.com